Everything in one place
HR, pay, and performance management on a single platform built for commission-driven mortgage teams — loan officers, processors, and managers all in one system.
Explore the platform
Exclusive offer for Calyx customers
Originate loans. Close deals.
Pay your team on autopilot.
Sequifi is the complete back-office platform for mortgage teams. HR, pay, and LO compensation management in one place. Stop stitching together spreadsheets and six tools. Start running your branch on one platform.
Funded loansThis week
Team memberLoansStatus
MR
Marco Reyes
Loan officer
12 funded
Ready
DC
Devin Cross
Loan officer
8 funded
Ready
TB
Tyler Boone
LO assistant
15 files
Ready
Hire
Onboard
HR & Docs
Payroll
Run payroll
This pay cycle · 24 LOs & staff
Total payout
$112,400
Team memberPayStatus
MR
Marco Reyes
Senior LO
$8,240
Paid
DC
Devin Cross
Loan Officer
$5,120
Processing
TB
Tyler Boone
LOA
$2,640
Paid
Showing 3 of 24+$96,400 across the branch
One platform. Origination to paid.
Calyx already knows which loans funded. Sequifi turns that into accurate LO compensation, splits, and payroll.
Pairs with Calyx
Calyx runs your loans. Sequifi runs your people. Together they cover the full lifecycle from loan origination to commission payout, with no double entry and no spreadsheets.
See how it worksBuilt for LO compensation
Unlike generic payroll tools, Sequifi was built from day one for teams that pay on commission. Basis points, splits, overrides, draws, and claw-backs — all automated.
Explore commissionsPayroll
Payroll your team actually understands.
Full-service payroll built for mortgage teams. Run W-2s, 1099s, and commission-based pay in one flow, with automatic tax calculations, filings, and next-day pay for every state you originate in.
- Next-day direct deposit
- Automatic tax calculation and filing in all 50 states
- W-2, 1099, and commission-only pay structures
- Garnishments, deductions, and reimbursements handled
- Pay stubs, W-2s, and 1099s delivered automatically
Payroll Preview
Ready to runLoan Officers12
Contractors3
Gross pay$38,640.00
Taxes & deductions-$9,440.20
Net pay$29,199.80
Pay dateMar 14, 2026
▶ Run Payroll
HR Management
Your entire team, in one clean system.
Every employee record, PTO request, and org change in one place. Built for mortgage teams with W-2 and 1099 loan officers, multi-state licensing, and high-velocity hiring on the same roster.
- Centralized employee profiles & records
- PTO, sick leave, and time-off approvals
- Org charts & reporting structure mapped to your branch hierarchy
- Self-service portal for every LO & processor
- Custom fields for NMLS IDs, state licenses, and certifications
Team Overview
15 ActiveSarah MitchellSenior LOActive
Carlos RiveraLoan OfficerActive
James ChenProcessorOn Leave
Priya PatelBranch ManagerActive
Derek MillsLOOnboarding
Why LOs stay
The team behind every funded loan.
Calyx knows the moment a loan funds. Sequifi makes sure the LO who originated it and the staff who processed it see the right number, on the right day, without reconciling a spreadsheet.
Every funded loan traced to the LO who earned it
Branch splits, overrides, and tiers applied automatically
Comp statements LOs can actually read and trust
SequiDocs
Paperwork that handles itself.
Offer letters, W-4s, I-9s, commission agreements, non-solicitation clauses, policy acknowledgments — all digital, all e-signed, all searchable. No more chasing down signatures across 47 email threads.
- Pre-built templates for every HR document
- Legally binding e-signatures with no third-party tool needed
- Automated sending & smart reminders
- Encrypted cloud storage with full search
- Audit trail for compliance & HR disputes
Documents
1 Pending📋
Pay Agreement: J. Ward
Sent Jun 10, 2026 · Awaiting signature
SignaturePending
W-4 Form - C. Rivera✓ Signed
NDA - J. Chen✓ Signed
Comp Policy - All StaffIn Review
Onboarding
New LOs, ready before day one.
From signed offer to first commission check, your onboarding runs itself. New loan officers complete I-9, W-4, direct deposit, and compensation agreements from their phone — so they start closing loans on day one, not two weeks later.
- Customizable workflows per role and branch
- Mobile-first new-hire paperwork
- Auto-assigned tasks for branch managers
- Real-time progress tracking for every hire
- Automatic handoff to payroll with no rekeying
Onboarding - Derek Mills
In ProgressOffer letter✓ Complete
Personal information✓ Complete
Tax forms (W-4, I-9)✓ Complete
Direct deposit setupIn Progress
Comp agreementPending
NMLS verificationPending
Progress50%
Commissions
LO compensation, finally on autopilot.
The compensation math most payroll systems can’t handle. Basis points, splits between LO and branch, overrides for managers, draws, advances, claw-backs on fallouts — Sequifi calculates them automatically and flows them straight into payroll. No more spreadsheets, no more disputes.
- BPS-based compensation tied to funded loan volume
- Splits for loan officer, branch, and company tiers
- Draws, advances, and claw-back logic built in
- LO-facing commission statements with full transparency
- Direct flow into payroll with no manual entry
Commission Statement - S. Mitchell
March 2026Funded volume (6 loans)$1,840,000
LO comp (95 bps)$17,480.00
Manager override$2,100.00
Claw-back (1 fallout)-$1,425.00
Draw offset-$2,500.00
Net commissions$15,655.00
→ FLOWS TO PAYROLL✓ Synced
"Before Sequifi we had ADP for payroll, spreadsheets for commissions, DocuSign for agreements, and a whiteboard for tracking LO splits. Now it's all one login. My ops team actually has time to breathe.
Mortgage Branch Manager
Sequifi Customer
customers recommend Sequifi
based on customer satisfaction surveys
saved per year on average
across payroll, HR, and commission admin
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across all customer segments
Frequently Asked Questions
Everything you need to know about Sequifi for Calyx customers.
Calyx runs the front office. Loan origination, pipeline management, and borrower communication. Sequifi runs the back office. HR, pay, and performance management. You keep both, and they work together so your loan data and compensation flow cleanly between them.
Yes, this is what Sequifi was built for. BPS-based comp tied to funded volume, splits between LO and branch, overrides for branch managers, draws, advances, and claw-backs on fallouts. All calculated automatically and flowed into payroll. No spreadsheets, no disputes.
Yes, Sequifi includes access to health insurance and benefits administration so you can offer competitive packages to your team, without adding another platform to your stack.
Yes. Our implementation team migrates your data from Gusto, ADP, Paychex, QuickBooks Payroll, Rippling, and most other platforms. White-glove migration is included in every plan.
Most Calyx customers are fully live on Sequifi within 2 to 3 weeks, including data migration, compensation rule setup, and payroll runs. Smaller teams can be running payroll within a few days.
Absolutely. Sequifi uses bank-level encryption and is fully SOC 2 compliant. Your employee and financial data is protected with the highest security standards in the industry.
Built for the branch
Wherever you originate.
New branches, new LOs, new comp plans. The pipeline keeps moving, and payroll keeps up with it.
Run your team on one platform
See how mortgage teams are saving 150+ hours a year by moving HR, pay, and LO compensation off spreadsheets and into Sequifi.
Most teams see ROI within 90 days