Mortgage commission software built for loan officer pay.
Bps, splits, branch overrides and bonuses, calculated from every funded loan and paid through payroll.
Book a demo
See it run your loan officer pay.
A 30-minute walkthrough on your comp plans.
Plugs into the LOS you already run
When a loan funds, it flows into Sequifi and the commission calculates. No LOS export, no spreadsheet, no re-keying into payroll.
Encompass
Loan origination system
LendingPad
Loan origination system
Calyx
Loan origination system
Arive
Mortgage platform
SimpleNexus
Mortgage platform
Jungo
Mortgage CRM
Trusted by commission-driven teams, including mortgage lenders
Trusted by 20,000+ reps, managers, and operators
Trusted by 20,000+ reps, managers, and operators across commission-led teams
One funded loan. Several people to pay
The LO earns bps against a tier. The branch manager takes an override. The processor gets paid per loan. A generic payroll tool cuts the check but has no idea why the number is the number, so ops rebuilds it by hand every cycle.
"It's all Excel spreadsheets, all PDFs. You're looking at decimals and calculating manually; it takes forever."
Funded loan
$400,000
Loan officer
100 bps on funded amount
$4,000.00
Branch manager
15 bps override
$600.00
Processor
Flat per funded loan
$150.00
Paid on this loan
$4,750.00
Illustrative example. Sequifi calculates every line from your own comp plans.
From funded loan to payday. One connected flow
The same loan, followed all the way through. No LOS export, no spreadsheet, no re-keying into payroll.
- 1
Loan funds in your LOS
A $400,000 loan funds - 2
Comp plan applied
LO 100 bps, override 15 bps, processor flat - 3
Ops reviews and approves
Every line checked before anything pays - 4
Paid through payroll
W-2 with withholding, 1099 paid gross - 5
The LO sees the line
$4,000.00, traced to the loan
Bps, splits and overrides without the spreadsheet
Configure each plan once and Sequifi runs it against every funded loan, the same way, every cycle.
Bps by volume tier
Basis points step up as an LO crosses a volume threshold.
Branch overrides
Manager and branch overrides calculated on top of the LO.
Processor and LOA splits
One funded loan divided across everyone who worked it.
Custom agreements
A different plan per loan officer, without a separate sheet each.
Draws and bonuses
Recoverable draws and production bonuses in the same run.
Clawbacks
Reverse commission cleanly when a loan is bought back.
Funding triggers
Commission tied to the funded-loan event, not a checklist.
W-2 and 1099 together
Employees and contractors on one platform, paid correctly.
Every LO knows what they earned
Loan officers log in and see their pending pay broken into commissions, overrides and adjustments, so they understand their number before payday instead of texting you to check it.
For loan officers
Every funded loan and exactly how the commission was built.
For branch managers
Override earnings across the branch, without a spreadsheet.
For ops and payroll
Fewer "check my pay" questions, because the breakdown is already there.
Every bps, split and override, paid right.
Branch splits, LO comp tiers, overrides and mid-cycle adjustments. Sequifi runs the mortgage comp your team actually uses and moves it straight to payroll.
Mortgage commission software questions
What is mortgage commission software?
Mortgage commission software calculates loan officer pay from funded loans, including bps, tiers, splits, branch overrides, bonuses and clawbacks, and moves the result into payroll without a spreadsheet. Sequifi runs that whole path from funded loan to final payout in one system.
Can Sequifi handle bps tiers, branch overrides and LO splits?
Yes. Sequifi is built for real mortgage comp: basis-point tiers by volume, branch manager overrides, processor and LOA splits, referral arrangements, draws with recovery, and clawbacks on a loan that is bought back. You describe the plan once and it calculates the same way every cycle.
Does it pull funded-loan data from our LOS?
Yes. Sequifi connects to the major loan origination systems including Encompass, LendingPad, Arive and Calyx. Funded loans flow in and commissions calculate automatically, so there are no manual exports between systems.
Can it pay both W-2 and 1099 loan officers?
Yes. Sequifi runs payroll for W-2 employees and 1099 contractors on the same platform. W-2 loan officers are paid with withholding and 1099 loan officers are paid gross.
Will loan officers see how their commission was calculated?
Yes. Every LO sees their funded loans, the bps and splits applied, adjustments, and their upcoming payout, down to the loan level. When people can see the math, the "check my pay" questions stop.
Do we have to replace our payroll provider on day one?
No. Most mortgage teams start with commission calculations, run them alongside their current payroll, then move payroll onto Sequifi when they are ready.
Run mortgage pay here, or see how the same engine powers sales commission software across every commission-driven team. More on the mortgage industry page.
More customer stories
Make commission math the easy part.
See how Sequifi automates bps, splits, branch overrides and payroll for your loan officers, from funded loan to final payout.
See it run your loan officer pay.
A 30-minute walkthrough on your bps, splits, branch overrides and payroll.