From hire to paid: automated payroll & commissions for mortgage Teams
From onboarding your first loan officer to same-day commission payouts, Sequifi gives mortgage companies one platform to hire, pay, and scale. No spreadsheets, no disputes, no delays.
Trusted by 20,000+ reps, managers, and operators
Trusted by 20,000+ reps, managers, and operators across commission-led teams
One system for your people and their pay
Admins run commissions, payroll and HR from one dashboard. Every loan officer sees their own pay in the app.
Streamline every step of your mortgage ops Workflow
Move every loan officer from onboarding to commission payout through one clean operating flow.
- 1
Onboard new LOs
Centralize onboarding tasks, NMLS licensing, compliance documents, and SequiDocs workflows so new loan officers move from offer to comp-ready without manual follow-up.
- 2
Configure comp plans
Set tiered BPS splits, LOA bonuses, branch manager overrides, referral rules, and draw recovery once, then let Sequifi calculate every cycle automatically.
- 3
Track activity in real time
Give managers visibility into funded volume, pipeline health, closing status, payout readiness, and per-rep performance from one operating dashboard.
- 4
Payout with confidence
Approve payroll with audit-ready calculations, fewer disputes, same-day pay options, and clear earnings visibility for every LO.
Mortgage payroll has always been this complex
BPS splits, branch overrides, NMLS compliance, and same-day pay expectations don't simplify as you grow. Here's what we hear from mortgage ops teams most often.
Commission structures that evolve faster than formulas can follow
BPS splits, branch overrides, LOA bonuses, and draw recovery rules change as the business grows. Rebuilding the spreadsheet after every update becomes its own job.
New loan officers waiting longer than they should for their first paycheck
NMLS records, W-9s, and compliance documents scattered across email threads create delays that set the wrong tone with new hires from day one.
End-of-cycle questions that quietly become disputes
When reps can't see exactly how their commission was calculated, small discrepancies turn into conversations, and conversations into back-and-forth no one has bandwidth for.
Cycle-close that runs on reconciliation instead of confidence
Cross-referencing funded loan data, branch overrides, and draw recovery across multiple sources takes real time, usually the time your ops team has least of.
Built specifically for mortgage teams on the Move
Automate LO commission structures from day one
Set up tiered BPS splits, branch manager overrides, LOA bonuses, and draw recovery in Sequifi, then let it run automatically. No more Friday-night reconciliation. No more comp disputes on Monday morning.
Track pipeline, closings, and payouts in real time
Give every branch manager a live dashboard for funded volume, pipeline health, per-rep earnings, and team performance, all in one place without a separate reporting tool.
Onboard new LOs fast with SequiDocs
Digitize W-9s, NMLS licensing records, compliance documents, and offer letters. New loan officers are onboarded, credentialed, and comp-ready in days, not weeks.
Live Commission Cycle
LiveCalculated automatically. No manual steps.
Illustrative example.
Everything your ops team Stops Doing Manually
Hiring, background checks, onboarding, HR and payroll run in the same system as your mortgage commissions, so a new loan officer goes from applicant to paid without a second tool.
- 1
Hire
- Digital applications and hiring workflows
- Background checks run through Sequifi
- Applicant tracking in one pipeline
- 2
Onboard
- Offer letters, W-4, I-9 and direct deposit, e-signed in SequiDocs
- Pay structure and commission plan flow in when onboarding is done
- 3
Manage
- Every employee’s role, territory and manager in one place
- Role and plan changes flow through to payroll
- 4
Calculate
- Commissions, overrides and clawbacks by rule
- Every rep sees how their pay was built
- 5
Pay
- Payroll for W-2 employees and 1099 contractors
- Same-day or next-day pay
- Automate tiered BPS splits, branch manager overrides, draw recovery, and backend bonuses, per LO, every cycle
- Eliminate manual reconciliation. Commission logic runs automatically, so payroll closes on time every cycle
- Give LOs a live earnings dashboard: closed loans, pipeline, and comp breakdowns in one place
- Streamline new LO onboarding with SequiDocs: W-9s, NMLS records, licensing, compliance, and e-sign in one workflow
- Support same-day pay and milestone-based payouts so top performers get paid faster and stay longer
- Cut admin work by 20+ hours per week per branch via automated approvals, calculations, and corrections
- Scale across branches and headcount without adding back-office ops staff
Works with your mortgage Stack
Sequifi connects directly to the tools your team already uses so loan and commission data flows in automatically.
Encompass
Loan origination system
LendingPad
Loan origination system
Calyx
Loan origination system
Arive
Mortgage platform
SimpleNexus
Mortgage platform
Jungo
Mortgage CRM
Real impact for mortgage Operators
Accurate BPS payouts from funded loan to direct deposit
Sequifi calculates every loan officer's commission automatically, BPS splits, tiered volume bonuses, branch manager overrides, and draw recovery, so your ops team closes payroll on time without chasing down discrepancies or rebuilding formulas after every cycle.
LO onboarding that doesn't slow your pipeline
New loan officers complete W-9s, NMLS licensing records, compliance docs, and offer letter e-sign in one place through SequiDocs. Most teams get a new LO from offer to comp-ready in under a week, without back-and-forth or paper chasing.
Live earnings visibility that keeps top LOs around
When loan officers can see their funded loan volume, pipeline status, and exact earnings at any moment, trust goes up and disputes go down. Sequifi gives every LO a real-time earnings dashboard that answers the question before it gets asked.
What {p.switchPoints.who} teams see when they switch
Automated commission logic catches discrepancies before they reach a rep's inbox.
Commission calculations, approvals, and reporting run without manual input every cycle.
Automated cycle-close replaces manual reconciliation across funded loans and overrides.
SequiDocs handles NMLS records, W-9s, and compliance docs in one workflow.
Every bps, split and override, paid right.
Branch splits, LO comp tiers, overrides and mid-cycle adjustments. Sequifi runs the mortgage comp your team actually uses and moves it straight to payroll.
Just need commissions?
See mortgage commission software
Questions? We're glad you Asked.
Sequifi supports fully configurable BPS-based commission plans. You can set tiered splits based on loan volume, funding status, and referral arrangements and layer in branch manager overrides, LOA bonuses, and draw recovery on top. Everything calculates automatically every pay cycle. No manual steps between deal close and payout.
Yes. Sequifi includes ATS, onboarding workflows, and SequiDocs, our built-in document management system. New LOs complete W-9s, NMLS licensing, compliance docs, and offer letter e-sign all in one place. Most teams get a new hire from offer to comp-ready in under a week.
You can monitor funded loan volume, lead-to-close conversion rates, pipeline health, per-rep earnings, team KPIs, and branch-level revenue, all from one dashboard. No separate BI tool needed.
Yes. Sequifi supports same-day pay, milestone-based payouts, and standard ACH/direct deposit. You can configure payout timing per rep type or comp plan. Great for retaining top-producing LOs who expect fast pay.
Yes. Sequifi integrates with leading mortgage CRMs and LOS platforms to pull deal data directly into commission calculations. Your reps don't have to double-enter anything and your ops team doesn't have to manually reconcile across systems.
Your team is ready to scale.Is your back Office?
Scale branches with automated mortgage payroll and commissions.Remove spreadsheets, disputes, and slow payout cycles.